Mr. Rabinowicz goes to the doctor for a check up.

After extensive tests the doctor tells him, “I’m afraid I have some bad news for you. You only have six months to live.”
Mr. Rabinowicz is dumbstruck.

After a while he replies, “That’s terrible doctor. But I must admit to you that I can’t afford to pay your bill.”
“Ok,” says the doctor, “I’ll give you a year to live.”